Benefits for women drivers in car insurance policies

In today’s time car is essential for both men and women. It is expensive to purchase car, it also require a lot of care. So to over come some of the problems related to it car insurance was introduced which will repay you the amount of your car in case it gets damaged or steeled. The fight between sexes is unending in many fields like in the case of driving. It is correct to some extents that men are more efficient drivers than women. Men are better in the subject like driving but actually women file less insurance claim than men. As women drive less than males so there mileage covers per year are very lower than that of males so the payment they need to pay for car insurance is lower. Women are responsible for minor scuffs rather than high expensive damages so they claim are also less than that of mail.
Women drivers mostly drive unadventurously rather than males, who are fast drivers and like to live life on the edge. This directly affects the claim which women file to the car insurance companies which is much less than that of men. There is less risky for car insurance companies to provide policies only for women not for men and some companies are doing the same. It is beneficial for an insurance company to provide car insurance policy only for females. Male drivers can be named drivers on the policy which is cheaper than individual insurance policies.
The benefits from women car insurance is decreasing day by day in last few years and is under threat because women are now more violent than males. The number of road incidents related to women is increasing due to competitive driving. Rate of women drivers are increasing constantly you can find 30% women driving on roads. Also women are now driving constantly and to a larger distance than before. But there is no change in the premium paid by women as the figure is constant in the government records. Women today are also getting the same profit like before as they have to pay fewer premiums to the car insurance companies.
Actually women are safer drivers as they are not driving with anxiety on road like men. Women drive with lot of patience but this is not the case with men. There are many companies that are inviting women for purchasing their car insurance policy. Companies are increasing their women clients by introducing new schemes and offers to attract them.